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MINI Finance

Whether you're looking to own or hire a new or Cherished MINI, we're confident that you'll find the right finance package for you with MINI Financial Services.

MINI Financial Services offers you a choice of car finance options to help you own or hire your MINI. At Crossflags MINI Dealership, you'll find a financial services specialist who can talk you through your options. Once you've chosen the car finance package that suits you best, we'll do the rest. From paperwork and phone calls to delivery arrangements, we'll handle all the details and do everything to get you on the road as quickly as possible.


MINI Select

MINI Select, our Personal Contract Purchase product, is our most popular car finance product. If you like the idea of changing your car regularly and making lower monthly payments, or if you're a company car driver who wants to opt out, we're confident you'll like MINI Select.

If you're looking for flexibility, MINI Select lets you keep your options open until the end of the agreement. So you don't have to make any decisions about the future until you're ready.

At the end of the agreement, you have the flexibility to choose whether you want to part-exchange, keep the car or return it to us.

Benefits of MINI Select


Finance your MINI the flexible way with MINI Select. 


* A new agreement will be subject to status. 
** Excess mileage charges and excess wear and tear charges may be payable upon return of the vehicle.

BMW Hire Purchase

If you like to make fixed regular payments throughout your agreement, MINI Hire Purchase is the simple, straightforward way to finance your new car.

With MINI Hire Purchase you can spread the cost of your purchase over time so it's easy to budget. And because your payments are fixed, you'll always know exactly how much you'll be spending.


Benefits of MINI Hire Purchase

Finance your MINI the simple way with MINI Hire Purchase.

* Provided you have made all of the necessary payments due under your agreement.

MINI Contract Hire

If you'd like to hire your MINI, rather than own it, MINI Contract Hire is the simple solution.

MINI Contract Hire means you can drive the MINI you want, without having to worry about depreciation or selling the car at the end of your finance agreement.

MINI Contract Hire is a popular choice with our business customers because it can help you cut down on expense, time and paperwork. And because you can reclaim up to 50% of the VAT on your rentals*, you benefit from reduced regular rental payments.

And for total peace of mind, we can include a maintenance package for a small extra fee.

Benefits of MINI Contract Hire

Hire your MINI the hassle-free way with MINI Contract Hire.

* If the rate of VAT changes during the hiring period, MINI Financial Services may change the rental charges. The amount of VAT you can reclaim depends on your businesses VAT status.

** Excess mileage charges and excess wear and tear charges may be payable upon return of the vehicle.

Crossflags MINI - York House - Annan Road - Dumfries - DG1 3AW
MINI Finance | Car Loans & Credit | Hire Purchase | PCP | Personal Contract Plan | MINI Hatch | MINI Coupe | MINI Roadster | MINI Convertible | MINI Clubman | MINI COUNTRYMAN | MINI JOHN COOPER WORKS | MINI SPECIAL EDITIONS | Nationwide Delivery | Dumfries | Dumfriesshire | Scotland